Welcome to Spender vs. Saver!

After 4 years of marriage, my wife and I are more in love than ever, but not with our pocket books. We've spent the last four years racking up an insurmountable amount of debt. Finally, it's time to get rid of it!

There's just one problem, neither one of us wants to drastically change our lifestyles. Now, I'm not a super-penny-pincher nor is my wife a shop-a-holic, we're just two young, average Americans that want to achieve our lives' ambitions early! But, as it turns out, ambitions cost money. Money we thought we'd pay back by now. And now, it's time.

So, we're turning to the Internet. While we intend to maintain as much anonymity as possible, we're going to live a nearly transparent financial life through this blog (sorry, no account numbers). Sharing with the world our financial ups and downs will hopefully help us to make wiser decisions about how we handle our money. Not just how we spend it, but how we save it as well.

Both my wife and I will post here as we learn the best ways to spend (and save) what we work for. We're open to suggestions, and of course, words of encouragement are always welcome!